To register for GST, you need:
*PAN card of the business or individual
*Aadhaar card
*Proof of business address (like electricity bill or rent agreement)
*Bank account details (like a cancelled cheque or bank statement)
*Passport-size photo
.

*A late fee of ₹50 per day (₹20 if no tax is due) is charged
*You may also have to pay interest on the pending tax
*Repeated delays can lead to notice from the GST department

You must file ITR if:
*You want to claim a refund of excess TDS (Tax Deducted at Source).
*You have foreign income/assets
*You’ve earned income from freelancing, business, investments or profession
*You need proof of income for loans or visas.

*Helps in getting loans, visas, and credit cards
*Claim tax refunds easily
*Avoid penalties for non-filing
*Keeps you tax-compliant and builds financial credibility

*ESIC (Employee State Insurance Corporation) is a government scheme that provides medical care, sickness benefits, maternity leave, and accident cover to employees and their families.
*Employees working in companies with 10 or more workers and earning a monthly salary of ₹21,000 or less are eligible for ESIC benefits.
*Both employer and employee contribute to ESIC. The employer pays 3.25% and the employee pays 0.75% of their salary.

*PF is a savings scheme for employees where both the employee and employer contribute monthly to build a retirement fund.
*Retirement savings, *Earn interest on your balance, *Can withdraw for emergencies, *Safe and secure fund.